Skip to Content Skip to Navigation
Member Login

Member login

No account? JOIN US

ON THIS PAGE

Grants and schemes

Throughout the UK there are thousands of grants and schemes available to help people in need.

They are awarded for all sorts of reasons, such as:

  • replacing essential white goods
  • helping with disability equipment or day to day living costs that cannot be met by government benefits
  • home repairs and moving home
  • help with the cost of a holiday

Each grant and scheme will have its own award criteria, and often they will want to ensure that you have applied for any government schemes and/or claimed all the statutory benefits that are available to you first, and that you have a low income and no or low savings available to you.


This information applies to people living in England, Wales, Scotland & Northern Ireland.


Grants

Many grants are administered by charities or trusts. There are so many and whether or not you can access them will depend on a number of different factors. This makes it almost impossible for us to list them all.

However, things to think about are when looking for a grant are:

Things local to you. There are numerous local charities and trusts which help people within certain geographical locations. It might be worth asking your local carer’s centre or local Citizens Advice Bureau if they know of any grants that are local to you.

Charities that focus on a particular illness or disability. There are many different charities that focus on a particular illness or disability, however a couple of examples are:

  • the Multiple Sclerosis Society can sometimes award grants for disability equipment, short breaks and support for families
  • Macmillan Cancer Support can sometimes award small one off grants to help with some of the additional costs that a cancer diagnoses can bring

To find charities that focus on a particular illness or disability you could search online or you can contact the Carers UK Helpline who can have a look for you.

Occupations in the family. Was/is someone in your family in the Armed Forces or worked in a certain sector like nursing (including healthcare assistants), the civil service or the education sector? There are many different charities that were specifically set up to aid the families of people within a whole range of professions.

What you need it for. If you need a specific item of equipment or a holiday, then that might affect who you can apply to for assistance.

If the help is needed to adapt a home to meet the needs of a person with a disability or illness. A Disabled Facilities Grant is a local council grant to help towards the cost of adapting a home to enable someone with a disability or illness to continue living there.

Turn 2 Us is a charity website that includes a dedicated ‘grants checker’ specifically to help you find grants, dependant on your individual circumstances. They also have a free ‘grants checker’ helpline (0808 802 2000) that you can call and who will then run a grants search for you. Turn 2 Us also has its own occupational charity within it called the Elizabeth Finn Fund. This is worth exploring as it covers a wide range of professionals and can signpost you if it cannot help you itself.

back to top

Schemes

In England your local council will have a local welfare assistance scheme. This may be able to help you if you are in urgent need or in emergency circumstances. Each local council will have its own scheme, and some offer things like vouchers to pay for food or essential items. You can see what is available in your area via your local council, or you can search via the CPAG website.

In Wales there is a single national local welfare assistance scheme called the Discretionary Assistance Fund. This fund includes Emergency Assistance Payments which may be able to help if you are in an emergency situation or after a disaster and Individual Assistance Payments which may be able to help if you need financial help to live independently. You can see more information on the Money Made Clear website.

In Scotland there is a single national Scottish Welfare Fund. This Fund includes crisis grants which may be able to help if you are in an emergency situation or after a disaster and community care grants which may be able to help you if you need financial help to live independently. You can see more information on the CPAG website.

In Northern Ireland there is a service called Finance Support that may be able to support you in times of financial need. This service includes Discretionary Support which may be able to help you if you have a crisis which places you or your immediate family’s health, safety or wellbeing at significant risk. If you are eligible for Discretionary Support it can take the form of a loan or a grant. You can see more information on the NI direct website.

As well as schemes from the local council, there are also Budgeting Loans which may be able to help you pay for essential things like furniture, clothes or moving costs. Budgeting loans are interest-free, so you only pay back what you borrow. You have to be in receipt of certain benefits to apply for a Budgeting Loan. You can see more information on the gov.uk website (for England, Wales & Scotland) or on the NI direct website (for Northern Ireland).

back to top

TV Licence

You must have a TV Licence if you watch or record programmes on any channel on a TV, computer or other device as they’re broadcast, and from 1st September 2016 if you download or watch BBC programmes on iPlayer.

However some people are entitled to a free or discounted TV Licence.

More information on who needs a TV Licence can be seen on the TV Licensing website.


This information applies to people living in England, Wales, Scotland & Northern Ireland.


Who is entitled to a free TV Licence?

Anyone aged 75 or over is entitled to apply for a free TV Licence.

If the person aged 75 or over is not the current licence holder at the address, and shares their home with someone younger, they can still apply. They need to call TV Licensing on 0300 790 6112 and their name will be transferred onto the existing licence.

Note: Those aged 74 can apply for a short-term licence covering them until their 75th birthday.

Even though it’s free, people aged 75 or over do still need to apply for their TV Licence. They can apply online or by phone (0300 790 6112). They will need their National Insurance number to hand, however if they do not have one they should call TV Licensing on 0300 790 6112 to arrange for another way to prove their age.

back to top

Who is entitled to a discounted TV licence?

Blind or severely sight impaired people

You can get a 50% discount if you’re registered blind or severely sight impaired, or live with someone who is (the licence has to be in the blind or severely sight impaired person’s name - if it isn’t already they need to call TV Licensing on 0300 790 6112 and their name will be transferred onto the existing licence).

To apply for this discount the blind or severely sight impaired person needs to send a copy of a certificate from their ophthalmologist or a copy of a certificate or document issued by or on behalf of their local authority (in England, Wales & Scotland) or their Health and Social Services Trust (in Northern Ireland), stating that they are registered blind or severely sight impaired. They need to send this with their application form to TV Licencing. The application form and the TV Licencing address can be seen on the TV Licensing website.

People in residential care

You can get a special licence for £7.50 if you are in residential care and one of the following applies:

  • you are retied and over 60
  • you are disabled

The manager of the residential care home can apply for you. Further information on this discount can be seen on the TV Licensing website.

back to top

Ways to pay your TV Licence

The TV Licensing website has a list of the different ways you can pay your TV Licence.

back to top

Council Tax / Rate Relief

There are a number of ways in which you might be able to get help with your Council Tax bill.


Most of this information applies to people living in England, Wales & Scotland. See here for some information on Rate Relief in Northern Ireland.


Council tax is a local form of taxation on domestic property and is collected by local councils (often referred to as local authorities). 

The person (or people) who own or rent the home is/are legally responsible for paying the Council Tax bill. If two people jointly own or have a joint tenancy they will both be responsible for the bill, although only one bill will be sent to the home.

There are a number of ways in which people can get help with council tax, including through:


Council Tax Reduction (CTR)

What is CTR?

Help for people on low incomes is provided in England through various local CTR schemes run by councils.

In Scotland and Wales there is a national CTR scheme, although this will still be administered by local councils.

This means that each local council (England) or nation Government (Scotland and Wales) designs its own scheme and has the responsibility to decide who it supports with paying their council tax bill.

Applying for CTR

If you are liable for council tax, you can apply for CTR if you are on a low income.

To apply for CTR you would need to contact your local council benefits department.

Your local council will calculate how much CTR you are entitled to, based on your income and savings.

Note: In Scotland CTR will apply to your council tax charge only and not any water and sewerage charges included in your bill. These are based on the council tax band of your home and will be detailed on your council tax bill. Some households receive a discount on these charges including single person households (25%) and households with two or more adults who receive CTR (up to 25%). The reduction is graduated to reflect entitlement to CTR and is calculated on the same daily basis as CTR. If a household with two or more adults is in receipt of full 100% CTR then the full 25% water reduction will apply.

Note: In Scotland council tax on properties in Bands E, F, G and H is calculated differently. The council tax for these properties will now be a higher percentage of the Band D rate than previously. However, low income households can apply from exemption from the increases. This new relief is an extension of the existing CTR and is aimed at households whose net income is below £16,750 for a single person and £25,000 for others.
Entitlement is dependent on a number of factors. To find out if you are eligible contact your local council.

Backdating CTR

There is no requirement to backdate claims for working age adults, although this will vary depending on your local council. However, pensioners can backdate claims for up to three months.

CTR and the benefit cap

CTR is not counted as part of the benefit cap. The benefit cap was rolled out in summer 2013 and means that certain households have an upper limit on the total amount they can be paid from benefits. You can find more information about the benefit cap here.

back to top

Second Adult Rebate

Many local councils in England do not offer the second adult rebate to working age people as part of their CTR schemes.

The Government in Scotland does offer the second adult rebate, whereas the Government in Wales does not offer it.

Note: Second adult rebate (or alternative maximum CTR) is a different way of getting help towards your council tax bill. If there is another adult living in your home who is not your partner, does not pay you rent and is on a low income you can get a reduction of up to 25% off your bill. Your own income and capital are not taken into consideration for second adult rebate. If you are eligible for both CTR and second adult rebate, you will be paid the higher of the two.

back to top

Exemptions

There are a number of circumstances in which properties can be exempt from Council Tax. The following circumstances are particularly relevant for carers and those for whom they are caring:

  • you have left the property empty and it is no longer your main residence because you are providing personal care due to old age, disablement, illness, alcohol or drug dependence, or mental disorder
  • the only person(s) living in the property is severely mentally impaired and no one else could be liable to pay Council Tax
  • the property has been left empty by someone who is now resident in a hospital, a care home or a hostel where personal care is provided - during temporary hospital stays you are still liable for Council Tax
  • there are at least two self-contained dwellings within a single property and one occupant is a ‘dependent relative’ of someone resident in another part of the property - the exemption applies to the part of the property where the dependent relative is resident and that dependent relative must be aged 65 or over, severely mentally impaired or ‘substantially and permanently disabled’

Note: This list of exemptions is not exhaustive. For more information on Council Tax exemptions contact your local council. 

To apply for an exemption you would need to contact the Council Tax department of your local council. You can ask for an exemption to be backdated to the date the qualifying conditions were met.

back to top

Discounts

Council Tax bills are generally based on the assumption that there are at least two adults living in the property. The bill will not increase if there are more than two people living in the property. However, if only one person or no-one lives in the property (or it is treated as such) a discount can be applied to the bill.

The following are examples of people who are ‘disregarded’ (treated as not living in the property) when it comes to calculating council tax.

Carers

To be ‘disregarded’ as a carer, you must meet all the following criteria:

  • you must provide care for at least 35 hours a week
  • you must live in the same property as the person you care for
  • you must not be the spouse or partner of the person you care for, or their parent if you care for a child under 18
  • the person you care for must be getting either the middle or higher rate of the care component of Disability Living Allowance (only the higher rate in Scotland), the daily living component of Personal Independence Payment at any rate (only the enhanced rate in Scotland), Attendance Allowance at any rate (only the higher rate in Scotland), Armed Forces Independence Payment or the highest rate of Constant Attendance Allowance

You do not have to claim Carer’s Allowance to qualify for this discount, and your income and savings will not affect your eligibility. If there is more than one carer in the property, they can both be disregarded for council tax purposes as long as they all meet the conditions.

‘Severely mentally impaired’ people

To be disregarded on the grounds of being ‘severely mentally impaired’ the person will need to meet all of the following conditions:

  • have a certificate from a registered medical practitioner confirming this
  • be entitled to (but not necessarily claiming or in receipt of)  one of a number of specified benefits which include: Disability Living Allowance (middle or higher rate care component), the daily living component of Personal Independence Payment (either rate), Attendance Allowance (either rate), Constant Attendance Allowance or Employment and Support Allowance

Other people disregarded for the purposes of Council Tax include:

  • children under the age of 18 or aged 18 if Child Benefit is still in payment
  • full-time students (If the property is occupied only by students then it is exempt from council tax altogether)
  • long-term hospital patients or care home residents
  • live-in care workers
  • people living in a hostel which provides care or treatment because of their old age, physical or mental disability, past or present alcohol or drug dependence or past or present mental illness

Note: This list of discounts is not exhaustive. For more information on council tax discounts contact your local council. 

If, after taking into account disregarded people, there is only one resident in the property who would ‘count’ for council tax a 25% discount is applied to the bill.

If, after taking into account disregarded people, there are no residents who would ‘count’ for council tax a 50% discount is applied to the bill.

Note: If a property is occupied by more than one person considered to be ‘severely mentally impaired’ it is also exempt.


Example of a 25% reduction

James spends 35 hours a week looking after his 23-year-old son Adam who has severe learning disabilities and receives the middle rate care component of Disability Living Allowance and is considered to be ‘severely mentally impaired’. James’s mother Jenny also lives in the house but does not spend 35 hours a week looking after Adam.

James can be disregarded as a carer and Adam can be disregarded as he is ‘severely mentally impaired’. Jenny cannot be disregarded. Therefore there would be one resident considered to be living in the property, and therefore a 25% discount would be applied to the Council Tax bill.


Example of a 50% discount

Fred and Julie are liable for council tax on the property in which they live. Julie’s mother, Alice, who lives with the couple is suffering from dementia and is receiving the higher rate of Attendance Allowance and is considered to be ‘severely mentally impaired’. Julie cares for her for at least 35 hours a week. Fred also cares for Alice for 35 hours a week, during weekends and before and after his paid work. The only other person in the household is Fred and Julie’s 15 year old son, Bob.

Fred and Julie can both be disregarded as carers. Alice can be disregarded as she is ‘severely mentally impaired. Bob can be disregarded as he is under 18 years old. All the residents in this property can be disregarded so a 50% discount would be applied to the Council Tax bill.

Note: It doesn’t matter whether or not Fred or Julie receives Carer’s Allowance.


To apply for a discount you would need to contact the council tax department of your local council. You can ask for a discount to be backdated to the date the qualifying conditions were met.

back to top

Disability reduction scheme

You may be able to get a reduction in council tax under the disability reduction scheme if anyone resident in the property (adult or child) is ‘substantially and permanently disabled’.

In addition, one of the following conditions has to be met:

  • there is an additional bathroom or kitchen in the property which is needed by the disabled person
  • there is a room (other than a bathroom, kitchen or toilet) needed by and mainly used by the disabled person
  • there is enough space in the property for the disabled person to use a wheelchair indoors

There is no general test of who is considered ‘substantially and permanently disabled’. However, if a person is registered as disabled with their local council, this should be enough to satisfy this condition (although this does not mean that someone who is not on the register would not fit this condition). It could also help to provide supporting evidence from your GP/consultant.

Cases have clarified that if an extra room is required it means that it is additional, ie it would not be required for the relevant purpose if the person were not disabled.

A disability reduction will mean that the council tax bill is reduced to the amount payable for a home in the valuation band below yours. If you are in the lowest band already (Band A) you get a reduction of one sixth of the bill.

Example

Mina has a home which is placed in Council Tax Band C, meaning she has to pay £800 a year. She qualifies for a disability reduction because there is an additional bathroom in the home which is required by her disabled mother. This means Mina is placed in Council Tax Band B, paying only £500 a year.

To apply for the disability reduction scheme you would need to contact the council tax department of your local council. If you were eligible for the disability reduction scheme but did not apply, it is possible to backdate an application. You will have to make a backdated application and provide evidence of eligibility. Backdating may be limited to six years.

back to top

Discretionary payments for council tax

Some local councils have their own local discretionary funds for Council Tax. These funds may fall under different names, such as the Resident Support Scheme or Hardship Fund. Contact your local Council Tax department to find out more.

Note: When applying for discretionary funds, you should provide full details about your circumstances and about how being a carer impacts on your finances.

back to top

What to do if you cannot pay your council tax bill

Talk to your council

If you are not able to pay your Council Tax bill you should contact your council as soon as possible to let them know. Councils are able to take legal action to recover debts but most will try to find other solutions first. They may be able to arrange a payment plan with you or put you in touch with other agencies who can help you with debt management.

Seek advice

You can seek advice on Council Tax and other benefits you are entitled to from your local Citizens Advice Bureau or money advice agency. They may be able to help with form filling through to appeals tribunals. Many councils will also have their own welfare rights department or directories of local organisations who can help.

back to top

Challenging a decision

Appeals process

If you feel that you have been overcharged Council Tax because you have not had a discount or exemption applied to your bill, you should first contact your local council.

Write to your council stating why you think the bill is wrong. They will then look at the bill and should either send you a new one if it is wrong, or if they think it is right they should contact you to explain why. The council has two months to reply.

In England and Wales, if you disagree with the council’s decision, or you don’t hear back within two months, you should appeal to the Independent Valuation Tribunal.

  • If the council have replied to your letter you have two months from the date of their reply to appeal the decision.
  • If the council have not replied to your letter you have four months from the date you originally wrote to the council disputing the bill.

In Scotland, if you disagree with the council’s decision, or you don’t hear back within two months, you can appeal to the Valuation Appeal Committee. Regardless as to whether the local council have replied to your letter or not, you have four months from the date you originally wrote to the council disputing the bill to appeal the decision. If the appeal is about a penalty that has been added to your bill, then this is reduced to two months from the date you originally wrote to the council disputing the bill (again regardless as to whether the local council have replied to your letter or not).

Note: If you fall outside any of the time limits mentioned above, then it may still be possible to challenge the decision. For more information contact the Carers UK Adviceline.

You will need to continue to pay the bill until the matter is resolved.

Disagreeing with your council tax band

In certain circumstances you can appeal against your council tax band, for example if major changes have been made to the property such as converting it into flats. If they agree your band is wrong, they will correct it. Your council will then update your Council Tax bill.

If you feel that your home is in the wrong Council Tax band you should contact the following organisations:

England and Wales

Contact the Valuation Office Agency (VOA) on 03000 501 501 (England) or 03000 505 505 (Wales).

Find the email address of your local VOA office online.

In England, if you make a formal challenge and disagree with the VOA’s decision, you can appeal to the Independent Valuation Tribunal. You will need to appeal within three months of the VOA’s decision.

In Wales, appeals are usually dealt with by the VOA but you can go to tribunal if an agreement cannot be reached.

Scotland

Contact the Scottish Assessors Association.

In Scotland your proposal will go to the local Assessor. If it can’t be resolved through discussion, it will be sent to the local Valuation Appeal Committee for a decision.

back to top

Rate Relief in NI

Help in Northern Ireland

Council Tax only applies to England, Scotland and Wales. In Northern Ireland, people on low incomes, including pensioners, may receive a reduction in their rates through the Rate Relief Scheme.

The Rate Relief Scheme helps you if you are:

  • a pensioner and have savings of up to £50,000
  • getting Housing Benefit for only part of your rate bill
  • just outside the income limit for receiving Housing Benefit
You don't already receive Universal Credit
 

When you apply for Housing Benefit, you will also be assessed for Rate Relief. This means that if you do not qualify for Housing Benefit, or only qualify for partial Housing Benefit, you may still be able to get help with your rates through the Rate Relief Scheme.

If you're not sure whether you can claim Housing Benefit, or if you have tried to claim in the past and been unsuccessful, you should apply again.

Receiving Universal Credit 

You can't claim Housing Benefit to help pay your rates if you receive Universal Credit.  You must apply for Rate Rebate if you need help paying your rates.

How to apply

The same form is used to apply for both Housing Benefit and Rate Relief. Your eligibility for Housing Benefit will be assessed in the first instance and if you do not qualify for full Housing Benefit, you will then be assessed for Rate Relief.

back to top

Fuel costs

You or the person you are looking after may be entitled to certain payments to help with fuel bills.


This information applies to people living in England, Wales, Scotland & Northern Ireland.


Winter Fuel Payments

The Winter Fuel Payment is a yearly tax free payment of between £100 and £300 to help people pay for their heating in winter. Getting the payment will not affect any of your other benefits.

To qualify for a Winter Fuel Payment you must meet the following conditions:

  • have reached the qualifying age (born on or before 5th November 1953) (for winter 2018 to 2019 - this date changes every year)
  • you must have lived in the UK for at least one day throughout the week of 17 to 23 September 2018

How much you get depends on your circumstances during the qualifying week (17 to 23 September 2018), and you can see further information about this here.

Payment is automatic if you meet any of the following conditions:

  • you received a payment last year
  • you are getting a State Pension
  • you or your partner are getting one of the following benefits: Pension Credit; income-based Jobseeker’s Allowance (JSA); income-related Employment and Support Allowance (ESA)

If any of the above don’t apply to you, including if you are getting Universal Credit, Housing Benefit, Council Tax Reduction and/or Child Benefit, then you will need to make a claim as your payment will not be automatic. Claim by 31st March 2019 by calling the Winter Fuel Payment helpline on 0800 731 0160. You can also download a claim form here (if you live in England, Wales & Scotland) or here (if you live in Northern Ireland).

Payments are generally made between November and December. If you have not had your payment by 14th January 2019 you should call the office that pays you your benefits.

back to top

Cold Weather Payments

If you're receiving certain benefits you may be able to get a Cold Weather Payment of £25 for each week between 1 November and 31 March, in which the average temperature in your local area is at or below freezing over 7 consecutive days. Getting the payments will not affect any of your other benefits.

You are entitled to Cold Weather Payments if you meet one of the following conditions:

  • you receive Pension Credit
  • you receive Income Support or income-based Jobseekers Allowance (JSA) and have one or more of the following:
    • a disability premium or a pensioner premium;
    • a disabled child premium within your Income Support or income-based JSA;
    • Child Tax Credit with a disabled child element or a severely disabled child element; or
    • a child under five years old
  • you receive Universal Credit, you are not employed or self-employed, and you have one or more of the following: a child under five years old; or a limited capability for work element (with or without a work-related activity element) (or would do so but for the fact that you have a carer element)
  • you receive Universal Credit and you have a disabled child element within your Universal Credit award (in this situation you can be in employment or self-employment)

You don't need to apply. If you are entitled to a Cold Weather Payment, you’ll be paid it automatically. Cold Weather Payments are usually paid into the same bank or building society account as your benefit payments. After each period of very cold weather in your area, you should receive a payment to your account within 14 working days.

back to top

Warm Home Discount

The Warm Home Discount scheme means that if you meet certain conditions you could get a £140 discount on your electricity bill (correct for winter 2018 to 2019). Getting the discount will not affect any of your other benefits.

You will qualify for this discount if on 8th July 2018 you met all the following conditions:

  • your electricity supplier was part of the scheme
  • your name (or your partner's) was on the bill
  • you were getting Guarantee Pension Credit

If you meet the above conditions you should get a letter by 7th December 2018 at the latest telling you either:

  • you don't have to apply - you'll get the discount automatically
  • to call a helpline by 28th February to confirm your details - the letter will tell you why and how

If you don't get a letter but think you meet the above conditions then you should contact the Warm Home Discount Team on 0800 731 0214.

If you don't meet the above conditions but are on a low income or get certain means-tested benefits you may still be able to apply for this discount. Each electricity supplier who is part of the scheme has their own extra eligibility conditions, and you should contact your supplier to see if you meet their conditions, and if so how to apply.

You can see a list of all the electricity suppliers that are part of the scheme here.

Payments are generally made between September and March.

back to top

Other help

Reducing your fuel bills

You could contact your supplier to see if they have any discounted tariffs for vulnerable customers. Some suppliers also offer help with energy efficiency measures such as insulation or draught proofing.

If you are unable to benefit from a special discounted tariff it is still worth asking if you could be paying less. They may be able to offer you a cheaper deal, or you might be able to save money by paying in a different way, for example by direct debit.

You may also want to shop around to see if you can find a better deal from another supplier, by using a price comparison website. To use one of these services you will need to provide information such as your postcode, the name of your current supplier and the name of your deal, and an idea of how much you spend on gas and electricity. You will then be provided with details of how much you would pay if you changed to other suppliers. You should also call the gas and electricity suppliers directly to confirm these prices, before making any decision.

Note: This information does not apply to Northern Ireland. There is only one electricity supplier and there are only two gas suppliers. You can still contact your supplier to see if you are on the best price plan and to ask if there is other help they may be able to provide.

Energy saving improvements

The Energy Saving Trust offers independent expert advice on saving energy in your home and has information on their website which you can view here.

If you own or rent your home and are considering making energy efficiency improvements, there are a number of schemes provided by the Government, energy suppliers and local councils for example that may be able to help. Some schemes are only available to people on low incomes or certain benefits.

The schemes available will depend on whether you live in England, Scotland, Wales or Northern Ireland. The charity Turn2us provides some useful information on their web page here.

Help with fuel debts

If you are in debt with your electricity or gas supplier, you might be able to get a grant to help you with this payment. Whether you will be able to get a grant will depend on your household income and savings/capital and your household circumstances. In addition, grant providers generally like to see that you have had debt advice before you try and get help in the form of a grant. See our Help with debt page for details of how to get debt advice.

Some electricity and gas suppliers have Trusts or Funds which can offer grants to their own customers who are in debt:

In addition, there is a British Gas Energy Trust which can offer grants to anyone in electricity or gas arrears, regardless as to whether they are a British Gas customer or not.

back to top

Join us

Hands join us

Together we're a supportive community and a movement for change.

How you can help

Carer and son

With your help we can reach more carers with timely support and advice.

Campaign

Megaphone

We will keep campaigning until every carer gets proper recognition and support.

Talk to us

Phone footer

Caring can be complicated. We're here for you with help and advice.

Back to top