Pitfalls of a 'carer' lodger - any thoughts

Share your ideas about the practical side of caring.
We are pondering offering a double room with en-suite at a low lodging rate (say £200 a month) for a student or professional person in a caring role or doing a caring course in exchange for being around on Sundays and maybe one weekend a month to provide meals and be available if my wife with MS needs help while I am out/away.
My wife is wheelchair bound but can just about toilet and wash, sometimes needs help with dressing when fatigued.
Has anyone experience of doing this, does it work, what are potential problems?
We are in Worcester.
Maybe a trainee nurse?
Old article from the Guardian on this :

https://www.theguardian.com/society/201 ... ve-in-care

Plenty of schemes available through an Internet search ... HOMESHARE.
Hi Martin,
I don't have experience of this, but have been a lodger and also lived in a shared house in times gone by. It all depends on who you are sharing with.

I would go through a recognised scheme, like Homeshare, as Chris suggests https://homeshareuk.org/ as they will have experience of what makes a successful arrangement.

Let us know if you go ahead, it could help others.

Melly1
One immediate thought ... exchanging accomodation for labour ... bartering ?

Be interesting to see the reaction of several Government agencies on this ... HM Revenue & Customs ( Benefits in kind ? )
and the Department of Employment ( Potential employment law ) ... two that immediately spring to mind.

Enter the DWP if either party are also claiming benefits / allowances.
bowlingbun wrote:
Sun Mar 17, 2019 11:32 pm
Maybe a trainee nurse?
Yes, there used to be a scheme like this in Worcester for students in a caring role, which gave me the idea, but it was discontinued a couple of years ago
Chris From The Gulag wrote:
Mon Mar 18, 2019 9:13 am
One immediate thought ... exchanging accommodation for labour ... bartering ?

Be interesting to see the reaction of several Government agencies on this ... HM Revenue & Customs ( Benefits in kind ? )
and the Department of Employment ( Potential employment law ) ... two that immediately spring to mind.

Enter the DWP if either party are also claiming benefits / allowances.
HMRC - you are allowed to earn up to £7500 from a lodger before paying tax on it.
DWP - no issue as 'income' is not as the result of work (limited to £140 pw for carers benefit)
Department for Employment is the DWP.
If said arrangement is one of employee / employer , pretty straightforward.

If the minimum wage is payable , the £ 123 weekly limit ( From 6 April ) would soon be exceeded so as to remove
Carers Allowance from the equation.

Complications will arise if family members ... with either claiming benefits / allowances ... and if direct payments
enter the equation.

The link to Homeshare will , no doubt , clarify the legal position of all involved.
Melly1 wrote:
Mon Mar 18, 2019 9:03 am
Hi Martin,
I don't have experience of this, but have been a lodger and also lived in a shared house in times gone by. It all depends on who you are sharing with.

I would go through a recognised scheme, like Homeshare, as Chris suggests https://homeshareuk.org/ as they will have experience of what makes a successful arrangement.

Let us know if you go ahead, it could help others.

Melly1
Trouble is all the various homeshare schemes don't have anything specific to our our area AND most expect both the homeowner and sharer to pay the scheme. I'm struggling to find any accounts for them in the .gov database and suspect, like many pseudo-charities there are some well oiled executives up the top creaming off the disabled (as usual).
Anyway I'm hoping somebody will actually have experience and be able to offer more info.
Chris From The Gulag wrote:
Mon Mar 18, 2019 10:51 pm
If said arrangement is one of employee / employer , pretty straightforward.

If the minimum wage is payable , the £ 123 weekly limit ( From 6 April ) would soon be exceeded so as to remove
Carers Allowance from the equation.

Complications will arise if family members ... with either claiming benefits / allowances ... and if direct payments
enter the equation.

The link to Homeshare will , no doubt , clarify the legal position of all involved.
The point is it is not an employer/employee arrangement