Hi Elaine,
Thank you so much for your interest and positive suggestions. I have not had to give up work due to my health, just that hubby's health/mobility issues are deteriorating. I did not defer my pension. I was in receipt of my pension when we married 11 years ago - I am 76 at the end of this month! He gets the highest rate of DLA but at the moment nothing else because I am working, or rather was. Until I know what my final salary pay cheque is ad have my P45 we can't do anything about seeing the DWP people. My husband was disabled by an accident whilst in the military. He was in Singapore in the Army when he sustained a spinal injury. Since we have been together there are times when he has had to resort to an electric wheelchair but there are also times when he manages with his sticks and/or his manual wheelchair. However he has serious problems his hips, he has had 2 full hip replacements, plus one revision. This revision involved making his one leg shortened to get to good bone which means he has not been able to drive the car for 10 years. We saw the hip surgeon in February of this year as hubby had bursitis in both hips into which a strong steroid/antibiotic was injected bilaterally. On follow up 6 weeks later we were told that there is nothing more the surgeon can do. The outcome does not look good but he is constantly cheerful and on the whole we manage very well. It is just the finance side which concern me most to be honest. My pension covers the loan on my car and it's running costs like insurance, fuel MOT's, services etc. and my salary paid for our housekeeping bills - food, toiletries Etc. and all the bits and pieces required to keep a home and us, going! Hubby pays the rent, council tax, 'phone, internet charges, and all utilities, so perhaps you can appreciate my concern about finances and mine in particular. Anyway hopefully in a couple of days, I will have a better idea of where I am and what help is available. This web site is a mine of information and I am so glad/grateful to have found it. Best wishes,