Mother passed away

[Just Thisguy]

I still can't believe it but, after years of suffering with MND, my mother passed away on Thursday. At least she is at peace now. Thanks to everyone for all your advice and support whenever I posted a query. Best wishes to everyone - take care - stay safe.

[bowlingbun]

The loss of a parent is so sad but after a long illness, there is relief too, there are many feelings. Be kind to yourself, remember this is a forum for former carers too. Get in touch if there is anything we can help with.

[Just Thisguy]

Thanks - yes it has been very hard going. I expect I will pop back sooner or later

The loss of a parent is so sad but after a long illness, there is relief too, there are many feelings. Be kind to yourself, remember this is a forum for former carers too. Get in touch if there is anything we can help with.

[Just Thisguy]

I will have to sort Mum's bank account soon:
I could go online and cancel some direct debits and transfer the rest of them to my account - and remove all £ from the current and ISA but perhaps it would be easier to get the bank to deal with it all bearing in mind that I have power of attorney. Of course they will want a copy of the death certificate. The registrar has contacted me and said she would post a copy to me. As I am 'self isolating' I am hoping that whoever needs a copy of the certificate will accept a pdf which I can send by email as I do not intend to go out to the post office for the foreseeable future.

Months ago the bank, when I told them about my power of attorney, insisted that I should attend an interview at their branch before they would allow me to run the account and they made photo-copies of the P of A documents (I only did this so I could write cheques and I’ve only written one since and they bounced it). It was a week or so later that they advised that I would need to attend another interview if I was to do online banking. I’d already told them that I had done all of Mam’s banking for years. I certainly did not bother booking another meeting. I suppose the way all that looks I should just go ahead and do it myself.

[bowlingbun]

Do NOT touch mum's money yet.
The Power of Attorney does not apply now, as mum has died. You MUST go through the formal process now.
Does mum have over about £20,000 or own any property (Yes/No).
Did mum leave a will?
Are you an only child?

[Anne001]

Very sorry to hear of your loss, JustthisGuy, a very difficult time for you.

When my mum died, I seem to recall that the bank insisted on seeing the original death certificate. I would check with them first. However, no urgency, be kind to yourself and take one job at a time.

Thinking of you,
Anne x

[Just Thisguy]

Amounts banked are less than £20k
There is a will and it states that the house is mine to live in as long as I choose to do so
I have 4 brothers and one sister
Thanks

Do NOT touch mum's money yet.
The Power of Attorney does not apply now, as mum has died. You MUST go through the formal process now.
Does mum have over about £20,000 or own any property (Yes/No).
Did mum leave a will?
Are you an only child?

[Just Thisguy]

Thanks

Very sorry to hear of your loss, JustthisGuy, a very difficult time for you.

When my mum died, I seem to recall that the bank insisted on seeing the original death certificate. I would check with them first. However, no urgency, be kind to yourself and take one job at a time.

Thinking of you,
Anne x

[bowlingbun]

In that case, there is some work to do before anything can be changed.

As mum has left a will, then the executors of the will need to apply for "probate" and then they will have to tell the Land Registry that mum has died. Whilst you can live in it as long as you want, that suggests that there is a trust, or that it is owned jointly.

This may be a bit complicated, I would urge you to take legal advice.

[Just Thisguy]

To explain further - ownership of the property is shared between myself and my siblings. If I decide to sell up or move out it would be divided between us

In that case, there is some work to do before anything can be changed.

As mum has left a will, then the executors of the will need to apply for "probate" and then they will have to tell the Land Registry that mum has died. Whilst you can live in it as long as you want, that suggests that there is a trust, or that it is owned jointly.

This may be a bit complicated, I would urge you to take legal advice.