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Carers UK Forum • What happens at pension age?
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What happens at pension age?

Posted: Sat Jan 10, 2015 12:51 am
by MaryB
Although I'm some way off retirement age I want to know what to expect. It seems from google there is a cap on state pension of around £145 pw :o . I'm full time carer for my son and have been since his birth so no opportunity to pay into a private scheme. How do people live on such a meagre amount? It looks like second pension has been scrapped.

Re: What happens at pension age?

Posted: Mon Jan 19, 2015 7:47 am
by caravanj
You'll still get all the other benefits such as getting your housing costs & council tax paid so it shouldn't be too bad. In my experience private pensions are rubbish because by the time I've paid income tax on it & paid all my own housing & council tax, I'm probably worse off than if I didn't get a private pension.