Disabled facilities Grant Financial assessment

All about money
We applied for a grant for our 2 year old son. The grant application process was worth it. I had a social worker help me with the paperwork. It meant a lot to us as well. I was able to continue to work part time as a childcare provider which I love doing. It enables my son to participate in normal everyday activities like children his own age. The money is spent on his wheelchair. It also helps our boy to be independent.
I've just gone through process. I want to build an extension to accommadate a downstairs toilet and upstairs wetroom for my wife. My budget for this is £30000-£35000. Our local council will do a financial assessment BEFORE any application is made for a DFG. I have found that very useful as it took less than a week to do and get a decision.
It's important to remember that it is the HOUSEHOLD that is assessed for these purposes not just the applicant. You cannot choose to be assessed independently. If you don't want to disclose theinformation then you might as well not bother. Like any means tested benefit full disclosure is neccessary.
Any benefits for the disabling illness are ignored in the income fields as are some other benfits. That means PIP and DLA for instance are ignored as is the first £6600 of savings as capital.. The downside for me is that liabilities cannot be offset against assets such as savings etc. As I understand it, a set amount is taken into account for living expenses but what this is no one seems to know.
I wasn't hopeful as both my income and assets exceed those normally set for means tested benefits and that proved to the case. I was told that should I make a formal application then it probably would be granted but at the £NILrate so I won't bother.
I've since found out though, that the whole of the construction work and some of the fittings will qualify for VAT at the zero rate. So there will be some savings at least but the rest will have to come out of my own resources.
Hope that is informative
Thanks for that , Ron ... will benefit other readers.

As for the assets / liabilities bit , interesting.

One problem I encountered almost 20 years ago now was how the system coped with one person having , say , £ 20K on
an account as backing for a bank guarantee to another person ... assume in this instance , carer and caree.

( Said account would be styled ... XYZ Bank re : ( Name of Account Holder ) ... common practice when " Cash " is used
as security behind a guarantee to a third party. )

Short answer ... no , it couldn't cope.

Anyone aware of same situation now , in 2019 ?
Interesting problem and not one encountered very often. I suspect that would make the system crash, lol

The reason I mentioned the assets/liabilities issue is that all of the assets are in my name but I have no debt. My wife has no assets but substantial debts (from a business venture that went south some years ago).
One thing that I didn't mention with regard to the OP is that if his LA does what mine did and do a financial assessment before any application, then he probably won't have to submit any supporting evidence such as bank statements etc.That will give an indication as whether or not he would be successful. I believe that should he proceed with a full application that supporting evidence would be required. From what he said, he should sail through the process. and be successful.
Cheers Ron.

Classic case of a carer becoming a carer virtually overnight ... just him / her and his / her parent.

Parent has all the assets , carer has all the liabilities.

If combined , no problem ...AS A COUPLE.

Therein lies the conundrum for carers in such situations.

From the DoleMan's and TaxMan's perspective , they are assessed INDIVIDUALLY.

( In practice ... and in reality ... they live together just like a husband and wife ... something I've being arguing for the
best part of , close on , 20 years ... a PARNERSHIP ! )

See where this is heading .... ???