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Benefits and inheritance. - Carers UK Forum

Benefits and inheritance.

All about money
Im currently a carer for my wife, have been for many years. Bobbing along in a carers bubble. Lost my job,house,physical and mental health is deteriorating.

Rent privately, on carers, wife on DLA daughter on top level pip.wife been given a 50% chance of surviving 2 years. 💔

Dad passed recently leaving a share of a house,value 50k ish.
Questions. How does this effect benefits? No HB poll tax for sure. What about Esa, child tax credits carers pip dla?

Secondly if i were to invest in a buy to let property work part time and move to a cheaper property what benefits would i be entitled to with an additional income coming in.

Anyone with any unconventional suggestions on capital retention? Ideas most welcome!
A few quick questions, to make our replies a bit more accurate.

Did dad make a will?
Has it gone to probate?
Have you actually got the money?
How old is your daughter, and what is the nature of her disability?
Hi Julian ... welcome to the canteen.

Sorry to learn of your , and your's wife's , present predicament.

Okay ... inheritance whilst claiming benefits ?

First stop , a legal view ... a real heavyweight one at that :

https://www.forbessolicitors.co.uk/blog ... ulnerable/

A whole host of other sources , many with guidance on other forums.


Worth exploring a few to get a bigger picture,

Change of circumstances ?

DWP ... the DoleMan's domain ... best to see what you need to do to keep him at bay :


Future plans ?

Classic " What if " scenario ... time to crunch some figures and assumptions through an online benefits calculator :


The more you feed it , the more numbers will be revealed ... which one produces the best result ... for you and your family ?

The BTL angle is interesting ... even with recent changes in taxation , and with those in the pipeline ????

Not as attractive as a few years ago ... outside the scope of this forum to expand anymore on this.

That's enough for you to explore as a first priority.

Once you have digested what's on those links / searches , feel free to bounce anything else off us on the forum.

There is hardly anything out there that , at least , one of us or more have not encountered.
Chris. Thanks so much,learnt more in 5 mins of reading youre post and links than the previous weeks.
Regarding BTL thinking of HMO and a guarantee rent scenario. Tax changes are worse for top rate tax payers and expensive homes...
🎳 bun.
Probate was sorted last week and property put on the market this week. Dads will was simple. Property to be sold and split between 6 kids. 45/50k each.
Regarding my daughter she is autistic with learning difficulties. She is 18 im not sure i can see her ever being independent.
Your welcome , Julian.

I'm in the wrong place ... not even a garibaldi ... others out there will charge you £ 100 per hour ... for three minutes work ?

There again , another firm of solicitors might print off that info in the first link , add their name , and then charge you £ 200 per hour ... £ 300 in London !

Investing ?

Feelin' lucky , punk ?

Outside the scope of this forum.

ALL bets are off if it's to be the wrong flavour of Brexit ... is any flavour palatable ?

ps. Don't forget to keep the DoleMan happy , miserable old whatsit at the best of times !

Don't curse me if those numbers aren't as big as first thought ... it's a freebie online benefits calculator !!!
I only found out too late, that under certain circumstances a will can be "varied" for 18 months after the person concerned has passed away. As you do not yet actually have the money, then it might be worth consulting a solicitor about what to do.

(My own son will be 40 next month, brain damaged at birth he can't read, write, or do any maths).
Chris if we ever bump into each other i will definitely buy you a coffea and biscuit.

🎳 bun that is really intriguing. I have 4 kids so moving some of Dads money to them may be an option?
I worry for the future financially hence looking at investments. My wife more short term. Let's get a caravan and tour all summer.
Do you suffer from nightmares ???
No Chris.
Meeting me akin to a nightmare ... even when you're awake.

My coffee drinking and biscult eating feats are legendary !