I would suggest that you start by getting details from your local authority about who they charge, what they charge for, and their financial assessment procedure. In my area that would involve someone from Social Services coming to visit, and viewing copies of all financial paperwork for your daughter, bank statements, benefit letters etc. Has this been done for your daughter? The person doing the assessment should also be able to advise you if she doesn't have all the benefits which she is entitled to. My son gets Income Support and doesn't pay the Local Authority for his care, but he receives care from the Independent Living Fund which he contributes to - part of his DLA Care and part of his IS relating to his disability. He rents his flat from a private landlord, around £500 per month, but that is paid for entirely by Housing Benefit. In my opinion Care Managers would benefit from some training in financial matters - what their clients are entitled to etc. Money won't cure anything but it sure as heck makes life easier! Good luck.