Hi Lesleyanne,

You really need professional advice on funding nursing home fees as it is a minefield. I would suggest contacting Carers UK Adviceline (probably by email is best) and also looking at the advice on this website:

https://www.independentage.org/informat ... gIVbPD_BwE

I found it useful when trying to negotiate my way through. My mum's nursing care was done through the deferred option with the local authority, ie the family home was not sold until after my mum's death. The first 12 weeks, as you state, are "free" and not included in the financial assessment.

Good luck with getting this sorted out. It is not easy,