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Take action so that 237,000 eligible carers get state pension 'Carer's Credits'

Posted: Sat Apr 22, 2017 3:12 pm
by sunnydisposition
https://petition.parliament.uk/petitions/176067

The government must do more ensure approximately 237,000 carers receive National Insurance (NI) credits to their state pension. It's estimated that as many as 95% of the 250,000 carers who could get Carer's Credits are not receiving them. They may retire on a lower state pension as a result.

Re: Take action so that 237,000 eligible carers get state pension 'Carer's Credits'

Posted: Sat Apr 22, 2017 3:41 pm
by Chris From The Gulag
Is the root cause of this through caring but not claiming Carers Allowance ?

As carer credits appear to be automatic , is the real bottom line in identifying carers in the first place ... around 1 in 11 known , 5.5 million or so unknown.

Perhaps , even , a question of eligibility for Carers Allowance ?

Just curious.

Re: Take action so that 237,000 eligible carers get state pension 'Carer's Credits'

Posted: Sat Apr 22, 2017 3:54 pm
by Henrietta
Very good point, I erroneously thought that it was automatic when I applied for CA but no, I found out later I had to make a second application just for Carers Credit. I really can't see any point in this at all besides gov't trying to save money assuming most people won't bother claiming it. Not sure if that becaause I was classed as variable earnings at the time or not, but probably not. :(
How many others need to check if they ar egetting it or not. I looked this up only this morning and you need 30 years worth of National Insurance (old fashioned- stamps) before you get your full state pension.
I need to write off again to get my current tally of years that I have contributed to NI, last time I checked I was still under the magic 30.

Re: Take action so that 237,000 eligible carers get state pension 'Carer's Credits'

Posted: Sat Apr 22, 2017 3:57 pm
by Chris From The Gulag
Got it !

http://www.moneysavingexpert.com/news/p ... t-claiming

Not claiming Carers Allowance in the first place !

According to the blurb , automatically credited when claiming CA ?

Identifying Carers ?

Root cause being not identifying carers so as to ensure that all are receiving monies they are entitled to by Law.

Even mentioned , in passing , in the recent Care Act.

Carers UK aware as our recent online exchange with Helena , CEO will reveal :

http://www.carersuk.org/forum/social-ar ... n-us-28894

Original thread lost when the Carers UK ; Your Organisation section was removed , resurrected recently :

http://www.carersuk.org/forum/news-camp ... rers-29412

How about Carers Day in the House .... surely ?

Nope , the last 3 years of , almost , painful reading via Hansard ..... zilch !

Slightly difficult but managed to trace back to 2005 as being a " Real " concern !

Strange how a recurring problem since the very first time Carers Allowance became payable some 40+ years ago enters into postings ?????????

Some 25 year odd years later , the 10 yearly census asked the " Carer " question for the very first time.

Perhaps a petition to tackle the root cause ?????????

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Henrietta has posted some very good advice !!!

If claiming CA , check those NI contributions to ensure that they agree with one another :

https://www.gov.uk/national-insurance/overview


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An aside but very much interlinked :

Unclaimed benefits , recent reports of any figure between £ 10 and £ 20 BILLION.

How much of that has unknown carers names on it ?????????

Re: Take action so that 237,000 eligible carers get state pension 'Carer's Credits'

Posted: Sat Apr 22, 2017 7:03 pm
by Henrietta
According to the blurb , automatically credited when claiming CA ?
That's what I originally thought Chris. I can't remember why I had to make a separate application. I think perhaps it was for a period when I was above the monthly earnings limit and they stopped my CA , and I wasn't earning enough to pay NI but could have got CC when I made a seaparate application. I know I missed out on some of it for some reason- perhaps it was just DWP not knowing the rules.
Anyway I would recommend checking that you are receiving it , if you are counting on it towards your pension.
If it's completely automatic then why make two separate applications, or why would you apply for one and not the other?

Re: Take action so that 237,000 eligible carers get state pension 'Carer's Credits'

Posted: Sat Apr 22, 2017 7:07 pm
by Chris From The Gulag
In both CarerLand and CareeLand , a golden rule :

TAKE ABSOLUTELY NOTHING FOR GRANTED !

Re: Take action so that 237,000 eligible carers get state pension 'Carer's Credits'

Posted: Sat Apr 22, 2017 10:14 pm
by sunnydisposition

Re: Take action so that 237,000 eligible carers get state pension 'Carer's Credits'

Posted: Sat Apr 22, 2017 10:22 pm
by Chris From The Gulag
Only one practical problem... low millions of carers / carees / low paid workers have no Internet access.

Almost if we fortunate enough to be reading this have to turn the clock back to the days before the Internet.

Old fashioned ways of communicating information through the only real channels available ... NHS units / gp surgeries / advice bureaus / leaflets through food banks / even betting shops and pubs ... and hope that enough pick one up , read , and follow whatever guidelines / instructions are inside.

The digital age , the age of technology ... fine ... if you can afford it !

Re: Take action so that 237,000 eligible carers get state pension 'Carer's Credits'

Posted: Sat Jun 17, 2017 6:10 pm
by Colin_1705
Most public Libraries have Internet Access, and staff will assist people who ask for help.

Many charities also give help and support to people.

DWP and HMRC are particularly bad with their communication methods